A battle over exactly how investors should be treated when they get financial advice has been underway for years. The Obama administration pushed for stricter investor protections, while the Trump administration has been putting looser rules into effect.

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But here’s the thing: The tougher Obama rules, which were never fully put into effect, have already done some good.

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That’s the import of an innovative new study published by the Harvard Business School and the National Bureau of Economic…

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